Professional Indemnity for Graphic Designers from Poland
All-round protection with Professional Indemnity for Graphic Designers
- Coverage in the event of infringements of rights (e.g. copyright, trademark or image rights and data protection violations)
- Many activities are also insured free of charge (e.g. video production, design coaching, copywriting, blogging, etc.)
- Third-party cyber damage is covered.
- Protects against unjustified damage compensation claims
- Insurance can be expanded with an add-on to meet your needs.
- Favourable premiums (discount for business start-ups)
- Instant insurance coverage with online sign up
Indemnity Insurance Seal for your Principals
- Individual and comprehensive insurance protection
- High coverage sums for financial losses
- No-claims evidence going back five years
Optimal protection for Polish graphic designers: Media Indemnity Insurance from exali.com.
Media Indemnity Insurance is the perfect insurance for graphic designers from Poland. In everyday professional life, mistakes happen quickly and can often result in high claims for damages. Whether you’re creating a promotional flyer in Adobe Illustrator for the local store or creating a new company logo: With Media Indemnity Insurance, you’re comprehensively protected in the event of professional errors. The insurer will investigate at its own expense whether claims against you are justified. Justified claims are paid, and unjustified ones are defended against. If there is a damage event, your personal contact from exali customer service is there for you and handles the claim quickly and professionally.
Professional Indemnity Insurance for Polish Graphic Designers: As flexible as your work
As a graphic designer, you are at home in Adobe Creative Cloud. You not only rely on Photoshop, Illustrator and InDesign, but also offer your customers other services. Whether you write the editorial texts for the website yourself or take photos of products: Professional Indemnity for Graphic Designers includes job descriptions and therefore covers all activities that are not explicitly excluded in the insurance conditions. This allows you to stay as flexible as possible while still having comprehensive protection.
Examples of insured activities:
- Editor
- App developer
- Photographer
- Media designer
- Web administrator
- SEO consultant
- Blogger
- Web designer
Professional Indemnity for Polish Graphic Designers: Add-ons
First-party cyber and data risks insurance (FPC)
Third-party cyber damage is covered by Professional Indemnity for Graphic Designers from Poland. Your own systems can also be attacked by hackers or infected by malware. With the Data protection and first-party cyber and data risks coverage (FCP) add-on, you are protected against the financial consequences of viruses, ransomware or data loss. The insurer pays the costs for IT forensics specialists who rid your systems of the malware and try to restore the lost data. The costs for the use of third-party IT systems and the reimbursement costs in the event of blackmail are also covered. The insurer strives to get you back to work as quickly as possible.
Withdrawal of the principal from a work contract (RPC)
If you work on a work contract basis, you always have the risk that the principal will withdraw from the contract in the event of “poor performance”. In this case, both contracting parties are treated as if the project had never existed. This means you have to pay your wages back to the principal and cancel open invoices. In return, you will receive back all services rendered (e.g. graphics, program code, etc.). With the Withdrawal of principal from work contract add-on, you are covered in the event that they withdraw. The insurer first checks whether the principal’s withdrawal is justified. If it is justified, the insurer reimburses you for lost expenses (e.g. material and personnel costs including your own wages).
First-party claim insurance for printing damage (DES)
As a graphic designer, you may also provide comprehensive services for your customers. Example: A customer commissions you to create a flyer for the opening of a new nightclub. They want you to design the advertising flyer and deliver it to them already printed. Since you, and not your customer, place the print order with the printer yourself, you are responsible for the costs in the event of errors (e.g. reprinting due to a typographical error in the flyer). The First-party claim insurance for printing damage (DES)) First-party claim insurance for printing damage (DES) add-on also covers first-party damage that you may incur when placing print orders, producing advertising measures (e.g. merchandising items) or distribution orders for advertising and advertisements.
Why choose exali.com
- Talk to a real person - no call centre!
- We know what your daily worklife is like, meaning we know what you need
- Our insurance conditions are tailored to your business
- We handle your damages immediately
- We make sure that your insured damage event is also resolved!
- We also insure against unusual risks (e.g. contract liability, contract penalties)
- Your customer has changed companies and would like to take this opportunity to have their business card redesigned. You give their business card a new and more modern design, but forget to include the new address. Unfortunately, since the error is only noticed after printing, you have to pay for the costs incurred.
Risks for graphic designers: Examples of damage
- You are asked to design an advertising catalogue for a customer in Warsaw. You create the catalogue in the company’s corporate design and insert images from a supposedly open-access database. It turns out that the images are copyrighted and you don’t have the licensing rights you need. As a result, the company receives a for breaching the licensing rights. The site operator sues your and demands compensation for damages.
- You create a new company logo for your customers. After a few design rounds, the final draft is ready. A few months after the new logo is being used, a company lawyer suddenly came forward with a fine and a claim for damages. The logo allegedly violates the trademark rights of the attorney’s client in Krakow. Your customers have to pay the fine and the claim for damages and also sign a cease-and-desist declaration. They demand you reimburse them for the costs. In addition, you have to adapt your customer’s logo so it is no longer a trademark infringement.
Reviews for exali.com
As a consultant in the field of (online) marketing, insurance coverage can save a life in the event of an emergency. When looking for a solution that would fit my professional field, I quickly came across exali. exali’s great reputation on the web prompted me to get in touch. The high level of understanding for my industry and the reliable, timely and personal contact from the start made me quickly sign a contract with exali. exali offers me insurance coverage that is tailor-made to my needs. My insurance through exali is an investment in the future of my company.
It’s good to know that you have such a strong and helpful partner if you ever need them! I would definitely recommend exali.
... you need quick answers, unbureaucratic help and partnership-based thinking ...
... we’re in good hands with exali.
Thank you and keep it up!
