Professional Indemnity for Digital Professions
Advantages
Scope of Insurance
Insurance Modules
Add-on
Contract Information
Why to Take Out PI
About Markel
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Professional proof of your insurance
Professional Indemnity: Insured Persons
The premium payment for professional indemnity is independent of the company legal form (freelancer, Ltd.) or the number of employees.
The following people are automatically insured:
- Members of the policyholder’s management
- Salaried employees, trainees, volunteers and interns, working students
- Freelance workers (natural persons) insofar as they work in the name of and on behalf of the insured person
- Voluntary helpers and marginal part-time employees
- Shareholders, limited partners, supervisory boards and advisory boards, insofar as they carry out an insured activity in the name of and on behalf of the policyholder
- Employees of temporary employment agencies integrated into the company
- Subsidiaries, branches and offices in Germany and the European Economic Area (including Great Britain and Northern Ireland)
Subcontracting
Insurance coverage also exists if you hire subcontractors for certain activities.
However, the subcontractor’s personal liability is not insured. That means the insurer has the option of taking recourse against the subcontractor after the claim has been settled.
Activities of the Manager Outside the Company
Insurance coverage also exists for insured activities that are carried out by the managing director(s) of the company as a co-insured person in their own name outside the company.
SHOW IT TO YOUR CLIENTS!
SHOW IT TO YOUR CLIENTS!
Professional proof of your insurance
Professional proof of your insurance